The fall home-buying season is well underway and Nancy Robinson, Regional Vice President of San Francisco Bay Area Coldwell Banker had the opportunity to talk with many Sales Associates one-on-one in all of our local offices.  Robinson gets great insight into the market this way – hearing it from the news makers themselves. I like to bring it to you so that you too are aware of the latest issues and trends in the Bay Area housing market. One of the big changes Robinson noted is that our local markets have cooled off quite a bit since the beginning of the year. While the Bay Area is still in a healthy housing market by most standards, it certainly is not the red-hot seller's market we h…